Yes, without exception. Hiring for Fredericksburg involves a background check, verified references and a face-to-face interview, and only then does someone join a home-cleaning team. All staff are insured and bonded W-2 employees and we carry general liability coverage. We would not ask a Fredericksburg family to hand over access to their home on any lesser basis, and we are happy to confirm coverage in writing before your first visit. You are welcome to ask for confirmation of insurance before we start.